Affordable housing can be a challenge for anyone but for senior citizens it can be particularly tough to find housing that's affordable and meets their needs.The biggest problem for a large number of seniors is finding affordable housing though. About 30 percent of all older Americans pay more than they can truly afford for housing. Again, renters are hit the hardest with a growing number of seniors paying 50 percent of their income to housing needs alone. About 1 million seniors are living in homes which have needs for home repairs and modification that cannot be met due to cost. Seniors age 85 and older are in greatest need with about one-eighth in desperate need of repairs or modifications. With the 85 and older population identified as the fastest growing population in America now, this need will undoubtedly grow in the future.There can be few alternatives available for low-income seniors too. It can come down to choosing between not receiving any assistance at all or receiving nursing home care. Often times a person may live in a HUD-assisted senior housing project and need health care and other community services. However, a number of these residents may require a little bit more health care and may thrive better in an assisted living community. That option isn't always as easy to come by so instead of staying in their home these seniors may be forced into nursing homes, which is a much more expensive option.
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